A debtor considering bankruptcy must bear in mind that a bankruptcy stays on his or her credit report for up to 10 years, making it difficult to get future credit such as mortgages and that any credit extended will probably cost more in terms of interest rates and fees. A debtor should also keep in mind that some debts must still be paid. Accordingly, it is essential to seek the advice of an experienced bankruptcy attorney before making potentially life-altering financial decisions.
Debt, whether from credit cards, medical expenses, mortgages, car loans or other sources, can mount quickly, and you may find yourself unable to keep up. At the Phoenix law office of Joseph C. McDaniel, P.C., our attorney has more than 30 years of bankruptcy law experience, and is one of fewer than 30 lawyers in the state designated as a Certified Specialist in Bankruptcy Law. If you are struggling with overwhelming debt, we can help you understand your bankruptcy options and get the debt relief you need.
We encourage you to learn more about our Arizona bankruptcy law practice. Our firm is dedicated to combining high-quality legal representation with the personal attention and service. Call 602-297-3025 or contact us online to schedule an appointment with an experienced Arizona bankruptcy lawyer. Your initial consultation is free.
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Bankruptcy Resource Links
American Bankruptcy Institute Consumer Corner
General information regarding consumer debt and bankruptcy.
Legal Information Institute
A bankruptcy overview from Cornell Law School, including links to state, federal and other sources.
FindLaw Guide - U.S. Bankruptcy Courts
Links to US Bankruptcy Court Web sites.
Official Bankruptcy Forms
From the Administrative Office of the US Courts.
AnnualCreditReport.com®
Official Web site where consumers can obtain free credit reports from the three national credit-reporting companies.
Federal Citizen Information Center (FCIC) - Money
Features articles on money and credit.
TransUnion®
Credit reporting agency Web site features consumer information on credit reports, identity theft and fraud.
National Foundation for Credit Counseling® (NFCC®)
Features consumer credit and financial management advice.
American Bar Association® (ABA®)
Public education information on bankruptcy.
US Bankruptcy Trustee
Bankruptcy fact sheets and consumer notices from the US Bankruptcy Trustee's office.
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